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What Are My FHA Home Loan Options?

FHA Home Loans are still one of the most popular loan programs in America today because they are insured by the government and offer lower down payment options than most loan programs. FHA Loans can be used to purchase or refinance your home. RanLife is a Direct FHA Lender which means we can close your FHA Home Loan or Refinance faster and provide lower costs and fees.

Benefits of Using an FHA Loan
  • Easier qualification
  • Flexible loan programs
  • Credit scores may qualify from 580 or better
  • Credit scores below 580 may still qualify if accompanied by compensating factors
  • Low down payment options
  • Down payment can come from gifted funds
  • Customized loan terms in addition to the standard 15, 20, and 30 year fixed-rate mortgage options
  • No prepayment penalties
  • Government insured
How do I Know if I Qualify For an FHA Home Loan?

Find out if you qualify for an FHA Home Loan by filling out an application online and getting started on our FHA Fast Track today. Once we receive your information we will contact you within 24 hours from submitting a full application and let you know the status of your approval.
Call a licensed representative for more information (866) 201-9531