Rate Assumptions

If Your Rate Is Over 4% Then You Need To Give Us A Call

APPLY NOW
<h2>Rate Assumptions</h2>
<p>If Your Rate Is Over 4% Then You Need To Give Us A Call</p>

Promotions

Skip 2 mortgage payments: This promotion is only on conforming loans when there is not a monthly mortgage insurance payment. Please call to see if you qualify.

RANLife Rate Assumptions

Rates are subject to change without notice. Subject to underwriter approval. Not all applicants will be approved.

*Pricing quoted on the Rates Pages are based on a loan amount of $300,000.00. Pricing is based on properties located in the state of Utah. Different states have different pricing adjusters. Minimum Loan amount required $200,000.00 for Select Rates; APR will change for lower loan amounts; rate may change for loans amounts below $200,000.00. Other minimum loan amounts available based on mortgage types.

*FHA HARP Streamline APR quoted is for borrowers with current loans prior to June, 2009. All other FHA borrowers, see rate page for FHA rate and APR.

Programs are Lender Paid Compensation, but may be coverted to borrwer paid upon borrwers request.

FNMA 30 Year Fixed: Rate/APR based on 15 day lock, $300,000 loan amount, 740 FICO, 70 LTV, Texas location see points/credits.

FHA 30 Year Fixed: Rate/APR based on 15 day lock, $300,000 loan amount, 740 FICO, 90 LTV, Utah location and see points/credits.

VA 30 Year Fixed: Rate/APR based on 15 day lock, $300,000 IRRRL amount, 720 FICO, 90 LTV, Utah location and see points/credits.
VA IRRL 15 Year Fixed: Rate/APR based on 15 day lock, $300,000 IRRRL amount, 720 FICO, 90 LTV, Utah location and see points/credits.
VA IRRL 30 Year Fixed: Rate/APR based on 15 day lock, $300,000 IRRRL amount, 720 FICO, 90 LTV, Utah location and see points/credits.

USDA 30 Year Fixed: Rate/APR based on 15 day lock, $300,000 loan amount, 740 FICO, 100 LTV, Utah location and see points/credits.

FNMA 5/1 Arm: FNMA 5/1 Arm program. Amortized 30 Years. 2/2/5 caps. Libor index 1.72 as of May 24, 2017. Margin 2.25. Rate/APR based on 15 day lock, $300,000 loan amount, 740 FICO, 80 LTV, Texas location, zero origination and see discount points or credit displayed.

Buy Down 30 Year Fixed: Rate/APR based on 15 day lock, $300,000 loan amount, 740 FICO, 70 LTV, Texas location, see discount points or credit displayed.

Par 30 Year Fixed: Rate/APR based on 15 day lock, $300,000 loan amount, 740 FICO, 70 LTV, Texas location and points/credits.

NO COST REFI* 30 Year Fixed: No Cost Refi is based on Lender Paying for all upfront fees, up to 3.3% of the loan amount.

Buy Down 15 Year Fixed: Rate/APR based on 15 day lock, $300,000 loan amount, 740 FICO, 70 LTV, Texas location, see discount points or credit displayed.

Par 15 Year Fixed: Rate/APR based on 15 day lock, $300,000 loan amount, 740 FICO, 70 LTV, Texas location see discount points or credit displayed.

NO COST REFI* 15 Year Fixed: No Cost Refi is based on Lender Paying for all upfront fees, up to 3.3% of the loan amount.


If you have any questions regarding loan parameters please contact a Licensed Loan Officer at 800-461-4152.

Quick Form

Get pre-approved now!



All information is kept confidential and is not
shared with any 3rd party vendors.
RANLife Promise - Great Service with Great Rates