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Rates Under 4%

With interest rates fluctuating every day, RanLife is here to make sure that you get the best interest rate possible for a home purchase or refinance loan.


Rates Under 4%

With interest rates fluctuating every day, RanLife is here to make sure that you get the best interest rate possible for a home purchase or refinance loan.


Accelerate Your Experience
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Competitive Mortgage Rates
Mortgage Program & Term Rate APR Assumptions**
FNMA 30 Year Fixed 4.750 4.959 1.750
Points
FHA 30 Year Fixed 4.250 5.163 1.750
Points
VA 30 Year Fixed 4.250 5.695 1.875
Points
VA 30 IRRRL Fixed 4.375 5.741 1.875
Points
USDA 30 Year Fixed 4.250 5.049 2.00
Points
Pick A 30 Year Fixed Rate
FNMA 30 Year Mortgage Rate APR Points or Credit
Buy Down 30 Year Fixed 4.750 4.959 1.750 Points
Par 30 Year Fixed 5.500 5.557 0.000 Points
Pick A 15 Year Fixed Rate
FNMA 15 Year Mortgage Rate APR Points or Credit
Buy Down 15 Year Fixed 3.875 4.266 2.000 Points
Par 15 Year Fixed 4.875 4.969 0.125 Credit
Where Do We Stand?

Click HERE to see where we stand against our competitions rates. Rate Assumptions updated as of July 29th, 2022

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"Our Experience was amazing at RanLife. Everyone was knowledgeable, friendly & very helpful. I would recommend them to everyone."

-George & Ricki Munford