Competitive Mortgage Rates

Mortgage Program & Term	Rate	APR	Assumptions**
FREDDIE 7/1 ARM	3.625	4.256	1.875 Points
FNMA 30 Year Fixed	3.500	3.808	2.000 Points
FHA 30 Year Fixed	3.250	4.204	1.500 Points
VA 30 Year Fixed	3.250	3.634	1.500 Points
VA 30 IRRRL Fixed	3.250	3.448	1.250 Points
USDA 30 Year Fixed	3.250	3.966	1.625 Points

Pick A 30 Year Fixed Rate

FNMA 30 Year Mortgage	Rate	APR	Points or Credit
Buy Down 30 Year Fixed	3.500	3.808	2.000 Points
Par 30 Year Fixed	4.125	4.273	0.125 Credit
NO COST REFI* 30 Year Fixed	5.625	5.792	All Lender Fees Paid

FNMA 15 Year Mortgage	Rate	APR	Points or Credit
Buy Down 15 Year Fixed	2.875	3.399	1.875 Point
Par 15 Year Fixed	3.625	3.880	0.375 Credit

Click HERE to see where we stand against our competitions rates.
Rate Assumptions Updated as of January 2, 2020

"Our Experience was amazing at RANLife. Everyone was knowledgeable, friendly & very helpful. I would recommend them to everyone."

- George & Ricki Munford