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USDA Home Loans

Looking to buy a home in a rural community? A USDA Home Loan could give you access to no required downpayment with a low interest rate.

USDA Home Loans

Looking to buy a home in a rural community? A USDA Home Loan could give you access to no required downpayment with a low interest rate.

USDA Form
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USDA Home Loan Purchase Programs

If your are looking to buy in a rural community your first home, or looking to move up, the USDA Home Purchase can give you access to purchase a home with no down payment and a low fixed mortgage interest rate.


Rural Housing Purchase Benefits
  • 100% Financing
  • No Monthly Mortgage Insurance
  • Using an USDA Approved Lender usually means lower closing costs
  • Low fixed monthly payments
  • Low mortgage interest rates
  • Never a pre-payment penalty

Contact a USDA Loan Specialist Online or toll free at (800) 461-4152 to learn more about how the USDA Home Purchase Programs can help you.

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"I had less than excellent credit and I had been ignored by several lenders where I reside. RanLife helped me obtain a home loan in the USDA Rural Housing loan program for which I applied, and closed my loan in 45 days with no problems."