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USDA Home Loans

Discover the Benefits of USDA Home Loans: Unlock the Opportunity of Owning a Home in a Rural Community with No Down Payment and a Low Interest Rate.

USDA Home Loans

Discover the Benefits of USDA Home Loans: Unlock the Opportunity of Owning a Home in a Rural Community with No Down Payment and a Low Interest Rate.

USDA Form
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USDA Home Loan Purchase Programs

The USDA Guaranteed Loan Program stands as one of the most cost-effective options available to Americans today. Ideal for eligible individuals, this program offers 100% financing, eliminating the need for a down payment. With USDA Home Loans, you can confidently purchase or refinance your home with ease.


Rural Housing Purchase Benefits
  • 100% Financing
  • No Monthly Mortgage Insurance
  • Using an USDA Approved Lender usually means lower closing costs
  • Low fixed monthly payments
  • Low mortgage interest rates
  • Never a pre-payment penalty

Contact a USDA Loan Specialist Online or toll free at (800) 461-4152 to learn more about how the USDA Home Purchase Programs can help you.

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"I had less than excellent credit and I had been ignored by several lenders where I reside. RanLife helped me obtain a home loan in the USDA Rural Housing loan program for which I applied, and closed my loan in 45 days with no problems."