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100% HOME FINANCING

A common misconception is that you are required to have 20% of the purchase price as a down payment. Not only is this not the case, RANLife offers many 100% Financing programs to make getting a home loan more affordable.

Saving up enough money for a down payment, closing costs, and moving costs can be one of the most difficult steps in buying a home, especially for first time homebuyers. It used to be, despite having strong credit and a stable income, a homebuyer's dream could quickly be crushed due to the lack of a down payment. Now, with RANLife's No Down Payment program options, this dream can be a reality! Explore all of RANLife's 100% Financing programs below:

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Some Benefits of the 100% Financing Programs Include:
  • Low Interest Rates
  • Low to No Monthly Mortgage Insurance
  • No Prepayment Penalty
  • Minimized Upfront Mortgage Expenses
  • Low Monthly Payment
  • Loan Amounts up to $453,100

Calculate Your Estimated Payment Now

Although the most common loan programs require a percentage of the purchase price to be applied as a down payment, there are still Zero Down Home Loan programs available. For more information about RANLife's 100% Financing Loans, and to find out if you qualify please fill out an application online or contact one of our Loan Specialists at (800) 461-4152.