|30 Year Fixed Term||Rate||APR||Points|
|Wells Fargo||3.000||3.123||0.500 Points|
|Bank of America||2.99||3.236||2.00 Points|
Although the information has been obtained from various institutions online websites, the accuracy cannot be guaranteed. All information is updated at the time RANLife rates are updated.
Updated July 27, 2020.
What are points and credits? Points are fees that lenders are charging for rate shown. Credits are monies that are given to you from the lender to pay for other closing costs associated with the loan. The higher the rate the more credit you will be given. The lower the rate the more points you will be charged for the lower rate. Par is considered close to zero points or credits. One point is 1% of the mortgage amount (e.g., $1,000 on a $100,000 loan). Your monthly payment is not based on the APR, but instead on the interest rate on your note.
RANLife Home Loans offers you not only low rates and great service, but we offer a lifetime of benefits that can save you time, energy and money
Customer for Life Benefits: Saves you money in closing costs over the life of your loan.Customer for Life Benefits: Saves you money in closing costs over the life of your loan.
The Ultimate Time Saver: When your score keeps rising and eventually moves upwards towards the 800 FICO range you will not only save money on future lending, but you will save yourself time. Time to do the things you want to do
Get on the Fast Track: We close mortgage loans faster than most banks and brokers. Move into your home faster. Refinance your home faster. A worry and stress free home loan solution.
Find out your Freedom Date: Get specific data and charts on how you can pay your debt off faster, what debts to pay off first, and find out your Freedom Date.
Financial Analysis: Find out which mortgage programs you are approved for and which mortgage programs you could be approved for. This will save you even more money.
"RANLife ROCKS! Until I found RANLife on the internet I had a Washington lender who was of no help from 9 months."