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Customizable Terms

RANLife offers the option to choose your own term. You want a 12 year mortgage? No problem. What about a 23.5 year mortgage? We can do it. At RANLife Home Loans we want each and every one of our clients to feel comfortable when deciding on their loan terms.

How it works?

YOU choose your term. Anywhere between 8 to 30 years, at a fixed interest rate.


How can I benefit from choosing my own term?
  • YOU WILL NEVER HAVE TO START OVER AGAIN
    Let's say you've been paying on your mortgage for the last eight years and want to refinance without going back to a 30-year term. With the customizable term option you can refinance to a 22-year mortgage and stay on track!

  • YOU CAN PAY YOUR MORTGAGE OFF FASTER
    The shorter the loan term, the more likely you are to get a better interest rate. Instead of making extra payments on a 30-year term, opt in to get a 25-year term that will not only save you money but help you pay off your mortgage faster.

  • CUSTOMIZE A TERM FOR ANY BUDGET
    By deciding on your ideal monthly payment, one of our loan experts can help you decide on your ideal loan term. Loan terms can be modified to compliment any budget and allow you to achieve the financial freedom you deserve.

  • CUSTOMIZE A TERM FOR ANY PERSONAL NEEDS
    If you have plans to retire soon, transfer job locations, or pay for a child's college education and want to budget in advance, we can help you choose a term to match your goals. Eliminating the burden of a monthly mortgage payment when you need money the most can be a huge stress relief when it comes down to that moment.

  • RANLife offers a customizable term for any scenario. Find out more information about choosing your own term by calling us or applying online today!