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Home Loan Refinancing

Skip 2 Mortgage Payments!

RANLife Home Loans may allow you to skip up to 2 mortgage payments when refinancing your home mortgage. Depending on the loan type you can lower your interest rate, lower your monthly payment and skip a mortgage payment. Conforming loans with No monthly mortgage insurance may be eligible to skip 2 mortgage payments. Call now for more information or fill out a Quick Application now and get your Refinance started today! Assumptions

RANLife Will Close Your Loan Fast!

RANLife Home Loans is committed to close your refinance fast. Most lenders are 'taking' reservations to take your loan application months from now. It could take you up to 3 months to close your loan and you could lose your low rate opportunity. Fill out a Quick Application now and get your Fast Refinance started today! We close our loans 6 times faster than our competition.


“They were amazing. Made me feel like I was the only customer they had, and never swept me under the rug. The explained everything and were there for me when I needed them most.”
– Lori Barton

Should I Refinance?

That is a great question; an Experienced Mortgage Professional can inform you whether or not you would benefit from a Rate and Term Refinance or a Cash out Refinance. If you answer yes to any of questions below, a Home Loan Refinance may make sense for you:

  • Would you like to lower your monthly payment?
  • Have interest rates dropped since you last refinanced or purchased your home?
  • Are you currently in an ARM loan (Adjustable Rate Mortgage)?
  • Would you like to pay off your mortgage sooner?
  • Would you like to remove your PMI (private mortgage insurance)from your loan payments?
  • Do you need cash to pay for major expenses such as medical bills or college tuition?
  • Do you need to make some major home repairs or upgrades like a new roof, or would like to remodel a kitchen or bathroom?

If you answered yes to any of the questions above, a Mortgage Refinance may be the right decision for you. It could also provide you with some additional monthly savings or needed cash out. Contact RANLife Home Loans today at 800.461.4152 and speak with one of our Experienced Mortgage Professionals about how to customize a Home Loan Refinance to meet your needs..

RANLife Quick & Easy Refinance Application >