|30 Year Fixed Term||Rate||APR||Points|
|Wells Fargo||4.500||4.541||2.518 Points|
|Bank Of America||4.500||4.684||1.750 Points|
Although the information has been obtained from various institutions online websites, the accuracy cannot be guaranteed. All information is updated at the time RANLife rates are updated.
Updated January 26, 2017.
What are points and credits? Points are fees that lenders are charging for rate shown. Credits are monies that are given to you from the lender to pay for other closing costs associated with the loan. The higher the rate the more credit you will be given. The lower the rate the more points you will be charged for the lower rate. Par is considered close to zero points or credits. One point is 1% of the mortgage amount (e.g., $1,000 on a $100,000 loan). Your monthly payment is not based on the APR, but instead on the interest rate on your note.GET STARTED TODAY
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