Check Your VA Status.
Get on the Fast Track today!
It's Time to Know Your Options
What is VA Home Loan?
There are two basic parts of VA Loan entitlement that you will need to know. First, is your basic eligibility for the VA mortgage, the other is how much of a VA Entitlement you are due.
If you are a first time home buyer you don't have to worry about entitlement if you have served enough time in the military. If you are buying your 2nd or 3rd home with a VA Home Loan you may have VA entitlement issues.
VA Loan Eligibility
To start the process either fill out a Quick Online Application or fill out the 'Check your VA Status' on the right column. We will help you apply for a Certificate of Eligibility from the Department of Veterans Affairs.
After submitting the application to VA they will respond back to both you (eligible applicant) and RANLife Home Loans (qualifying lender) with a Certificate of Eligibility informing us the following.
- If you have served in the military long enough to earn and use
VA Home Loan benefits.
- The amount of entitlement you may use for the home loan
VA provides a guarantee to lenders for home loans made to eligible veterans. Because RANLife is an automatic VA Lender we can fund loans faster and provide lower fees and interest rates to eligible veterans.
Fill out our quick online application to get approved for a purchase or refinance.
Call a licensed representative for more information 800.461.4152.
Pay off your First and Second mortgage. Refinance your Non-VA or VA loan today.
Quick VA Refi!
Historically Low Rates & all costs paid for. There has never been a better time to lower your payments than right now.
No Down Purchase!
100% financing which means No down payment. Not a better time to buy a new home than right now.
No Montthly MIP!
The best part of a VA loans is that you do not have to pay a monthly PMI (private mortgage insurance) premium. Hazard insurance insures the homeowner (this is homeowners insurance) but PMI insures the lender against homebuyer default.