VA Home Loans

There are two basic parts of VA Loan entitlement that you will need to konw. First, is your basic eligibility for the VA mortgage, the other is how much of a VA Entitlement you are due.

If you are a first time home buyer you don't have to worry about entitlement if you have served enough time in the military. If you are buying your 2nd or 3rd home with a VA Home Loan you may have VA entitlement issues.

VA Loan Eligibility

To start the process either fill out a Quick Online Application or fill out the 'Check your VA Status' on the right column. We will help you apply for a Certificate of Eligibility from the Department of Veterans Affairs.

After submitting the application to VA they will respond back to both you (eligible applicant) and RANLife Home Loans (qualifying lender) with a Certificate of Eligibility informing us the following.

• If you have served in the military long enough to earn and use VA Home Loan benefits.
• The amount of entitlement you may use for the home loan

VA provides a guarantee to lenders for home loans made to eligible veterans. Because RANLife is an automatic VA Lender we can fund loans faster and provide lower fees and interest rates to eligible veterans.

Fill out our quick online application to get approved for a purchase or refinance.

Benefits of a VA Loan

• NO down payment options
• Low interest rates
• NO monthly mortgage insurance
• VA Guaranteed
• Flexible loan programs
• Fixed long term interest rates
• Multiply properties
• Higher maximum loan amounts

Call a licensed representative for more information 800.461.4152.