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RANLife Rural Housing Service Center

The USDA Direct Mortgage Loan Program is a federal program offered through the United States Department of Agriculture. Rural Housing through the USDA program provides a number of homeownership opportunities to rural Americans, as well as programs for home renovation and repair. This is an excellent product and benefit for those individuals that qualify. Rural Housing also offers 100% financing opportunities for those who qualify.

Rural Housing loans are now easier to qualify and are a financially secure option for home financing regardless of your situation.

**NOTICE A30: RANLife Rural Home Loans is now offering a USDA Renovation Loan. Now you can obtain financing and include home improvements into one USDA Home Loan.**

There are several advantages to using USDA's Home Loan Program.

• 100% Financing
• Low Monthly Mortgage Insurance(MI)
• Low Mortgage Interest Rates
• Low Closing Costs
• Zero Down Payment.
• Easy Credit Qualifying
• Never a Pre-payment Penalty

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Thinking of Buying a Rural Home?

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Buying a Home?

Whether you are buying your first home or looking to move up the USDA Home Loan Purchase Program is one of the best purchase programs available today for our rural communities. Click on the USDA Purchase Application to see if you qualify.

**NOTICE A20.1: As the mortgage lending industry continues to stop and start USDA funding RANLife Rural Home Loans has maintained funding for USDA Rural Housing Purchase Loans throughout the entire year of 2010 and is committed to providing USDA home loan funding throughout 2011.**

**NOTICE B40: RANLife Rural Home loans has continued to fund the refinancing of USDA Home Loans. Call a representative to see if you qualify.**