Refinance your home Refinance your home even if it's underwater Refinance your home even if it's underwater Refinance your home even if it's underwater Refinance your home even if it's underwater Refinance your home even if it's underwater

Get your fast HARP Refinance today!

HARP (Home Affordable Refinance Program) is a government program created to help homeowners refinance their mortgage loans when their mortgage amount is higher than their homes LTV (loan amount to home value). HARP 2 will be rolling out on March 15, 2012 and this program will help all FNMA homeowners regardless of when you close on your home loan and also address' persons that can't show their income.

Are you at or above 100% loan to value?

One of the many great programs RANLife offers is our HARP Refinance program. This program is Fast and it is Easy! Don't let anyone tell you different. If you meet all of RANLife's underwriting conditions we will close your loan fast and hassle free.

  • Are at 100% LTV (loan amount-to-homes value) or upside down on your home?
  • Are you currently self employed can't show income? New HARP 2 guildlines coming in March.
  • Would you like to lower your monthly payment and interest rate?

HARP 2 is almost here. Get started Now.

Get started right now with RANLife and we will have your loan ready to go with new HARP 2 guidlines on March 15th, 2012. If you are self employed and can't show income to qualify then apply now and ask for HARP 2.

All you need to start the process is to find out if your original loan is securitized through FNMA.


Don't know if your loan is a FNMA loan?

Fill out this Quick Form and find out now!


Contact a RANLife Home Loans today at 800.461.4152 and speak with one of our experienced mortgage professionals about how to customize a FNMA home loan refinance to meet your needs..



We close our loans 6 times faster than our competition!




Lifetime of Benefits

RANLife Home Loans does not only offer you low rates and great service, but we offer a lifetime of benefits that can save you time, energy and money.

  • Customer for Life Benefits: Saves you money in closing costs over the life of your loan.
  • What Can You Become?: Shows you what you need to do to increase your credit score. Move your 679 Fico to a 720 Fico.
  • Find out your Freedom Date: Get specific data and charts on how you can pay your debt off faster, what debts to pay off first, and find out your Freedom Date.
  • Get on the Fast Track: We close mortgage loans faster than any other bank, lender or broker. Move into your home faster. Refinance your home faster. A worry and stress free home loan solution.
  • Financial Analysis: Find out what mortgage programs you are approved and what mortgage programs you could be approved. This will save you even more money.
  • Tangible Benefit: What can you afford? Should you refinance?
  • The Ultimate Time Saver: When you score keeps rising and eventually moves upwards towards the 800 FICO range you will not only save money on future lending, but you will save yourself time. Time to do the things you want to do.

Contact an Experienced Mortgage Specialist toll free at 800.461.4152 to learn more about how the Funding Pool Mortgage Programs can help you.

Lower Your Payment Now. Now you can take advantage of low rates and refinance your home even if you owe more than it’s worth.  Find out  now if you’re eligible for a HARP refinance. Get Started.



Find Out How You Can Always Pay Lower Interest with RANLife's Exclusive CFL Program


Pay Off Your Home Now!

Pay off your home mortgage in as little as 18 years on average. Call a Certified Loan Specialist to show you how our HEMA programs may be the answer you are looking for.