FHA Home Loans

RANLIfe is a Direct Endorsed Lender approved though the Department of Housing and Urban Development (HUD).

HUD administers Federal Housing Administration (FHA). The major function for FHA is to provide funding for housing.

Because RANLife is Direct Endorsed HUD Lender for FHA loans we can close loans faster than brokers, and most banks and credit unions, with lower fees and interest rates.

Fill out our quick online application to get approved for a purchase or refinance.

Benefits of an FHA Loan

  • Low to NO down payment options
  • Low interest rates
  • Government insured
  • Flexible loan programs
  • Fixed long term interest rates
Call a licensed representative for more information 800.461.4152.


Buy A Home, Fix It Up, 1 Loan

RANLife is proud to offer the 'Buy a Home, and Fix it UP' home loan.

FHA insures a 203k program that most lenders will not offer to its customers. RANlife Home Loans has offered this great product for the last few years.

RANLife will allow a person to purchase a home with an FHA mortgage and receive additional financing up to $35,000.00 over the homes purchase price and/or appraised value.

You can use the $35,000.00 for improvements and repairs of the home. Talk to a RANLife experienced mortgage professional to find out more information regarding this program. Call today 800.461.4152.



FHA Helping Families

FHA provides programs for both first time home buyers and families looking to grow into a bigger and better home.